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Deliver innovative financial experiences

Reduce time, risk and cost with our API solutions that help you embed accounts, cards, and payments right within your user journey.   

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Accelerate go-to-market and expand 

Modern customers are looking for frictionless and robust tech solutions to better manage their finances. However, delivering current account-style products or building the infrastructure to support payment flows require appropriate licences, reg cap, technology, and expertise.

Through our suite of functional APIs and a single integration, fintechs can access all the tools they need to build products for B2B or B2C audiences, without technical and regulatory complexities.

Operating across the UK and EU markets as an Electronic Money Institution (EMI), we support both regulated and unregulated companies with licences, technology and 15+ years of industry experience.


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Bring modern financial products to life

Overcome regulatory & licensing hurdles

  • Reduce time to market and/or expand to new geographies by becoming our EMI agent or distributor.
  • Edenred Payment Solutions is a regulated entity with FCA (UK) and NBB (EU) and passporting across Europe.
  • Benefit from regulatory reporting and guidance to stay compliant.

    Minimise technical complexity 

    • You focus on user acquisition, market expansion, and product development. We take care of the core payment infrastructure.
    • Our APIs provide you with seamless connectivity to payment and card products, and are highly configurable to suit your needs.

      Rely on end-to-end support  

      • Card issuing, payments and processing services delivered in-house, eliminating the need for vendor orchestration.
      • Dedicated teams will handle your project implementation, liaising with compliance and technical providers for configuration and testing, ensuring a smooth launch.

        Count on a trusted partner

        • As part of the Edenred ecosystem, we ensure long-term stability and business continuity, so you can focus on growing and innovating.
        • With ongoing investment, our tech is resilient and robust, capable to support payments at scale and provide a consistent user experience.
        • We design strategic solutions for fintechs, so you can achieve business goals, scale, and evolve with confidence.

          Our product offering for fintechs


          e-money accounts

          We provide UK and EU IBANs accounts and facilitate access to the payment schemes including Faster Payments and SEPA to power your product offering.

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          Card issuing   

          Deliver convenient card payments with physical or virtual prepaid, debit or credit cards. As a Mastercard® Principal Member, we offer BIN sponsorship (shared or dedicated). Our network of card manufacturers helps you to streamline fulfilment.  

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          Global processing

          Our robust processing platform handles high volumes of transactions daily without any friction. Transaction monitoring capabilities detect any suspicious activity and helps you to protect funds.    

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          We were aware that Edenred Payment Solutions had excellent technology, compliance and commercial credentials and a great existing customer base, but what impressed us most was how deeply and quickly they understood our vision.

          Jinesh Vohra

          CEO - Sprive

          Read the case study

          Discover the perfect solution for you

          Whether you are thinking of launching a new product or enhancing an existing one, our expert team is here to help you design and deploy with confidence. Get in touch today.

          Contact us